Eliminate Debt Central

12 Feb

Your Guide to Eliminating Debt

Welcome to Eliminate Debt Central! This site is designed to be your go to source for honest, accurate information and advice on how to best get out of debt fast.

There are countless methods and strategies touted for dealing with debt and, now more than ever, people are scrambling to address their personal finances and eliminate the burden of debt from their lives. How great would it be to keep all that money that you are paying out to your creditors every month?

Unfortunately, there are literally tens of thousands of people, companies, and websites looking to take advantage of people just like you. With all the contradicting information and different sales pitches, it is impossible to know who to trust. How will you ever decide on a plan to tackle your debt?

The truth is, nearly all the advice you hear or read is at least slightly misleading, and much of it is blatantly false. Companies that are looking to help you with your debt, even non profit organizations, profit in one way or another when you choose their services. Even so called gurus like Suze Ormond and Dave Ramsay stand to profit from the attention they get, and the advice they give is not always on the mark.

So, where should you turn then? After much searching, it seems to me that trustworthy, credible sources of debt help are few and far between.

As a certified financial counselor and as a person who has struggled with debt of my own, I have created this site as THE trusted debt guide for you to turn to. My pledge is to give honest, accurate advice with no consideration for profit motives.

How can you trust me? Do I stand to profit from your misery as well? The fact is, I do one day hope to profit from this website. However, my solemn promise is to never, EVER let the potential for profit affect the advice and information I give in any way. If I am ever to make a single penny off of this website, it will be due to my reputation and integrity in helping you get out of debt. I will not risk that for any sum of money.

18 Feb

Debt Elimination: Beware of Scams

Unless you’ve been living under a rock for the past few years, or unless you simply tune out everything you hear that is debt related, you have undoubtedly seen, read, and/or heard advertisements promising you seemingly great, easy ways to eliminate your debt.

Those of you who are pretty cynical probably think that most of these ads promising to eliminate debt are too good to be true and are likely out right scams. Still others of you, particularly those who are struggling with debt and desperate for a little help, are probably filled with curiousity or optimism upon hearing these ads.

Unfortunately for most of us, the “debt help” industry has exploded in recent years into a huge and very profitable market for companies offering up debt “solutions.” Please note the quotes around the terms debt help and solutions, they are there for a reason.

The truth is that there are legitimate companies that can and will help consumers to get out of debt faster and for less money than they could on their own. However, these days it seems these companies are few and far between, often lost in the barrage of advertisements from companies profiting from the exploitation of these consumers.

We will be posting about legitimate programs and services for people in need of debt help soon. But for today, we will be focusing on companies and programs who will scam you while promising to eliminate your debt.

05 Feb

Eliminate Debt and Invest for Retirement

Nobody cares about all your debt and your retirement investments as much as you do, thus educating yourself is necessary. You may be spending 40+ hours per week working for about twenty to forty years of your life attempting to eliminate your debt, improving your craft, your area of expertise, and your career. This article [...]

04 Feb

Financial Planning Tips: Improve Your Credit

One of the best things you can do is to follow some financial planning tips and advice to improve your credit. Having a better credit score can mean savings of hundreds or thousands of dollars when it comes to loans, especially car loans and mortgages. Instead of paying all of these interest rate [...]

02 Feb

Ways to Generate Mortgage Leads

If you are looking for a great way to find leads, an internet mortgage lead generation service may be the solution for you. Public records are accessible to you as a mortgage broker, but for the most optimal results you should find a company whose main job is lead generation. You still will have to [...]

02 Feb

How to Get Out of Debt Fast and Stay Out for Good

Many of us are still reeling from excess debt, a bad economy, reduced working hours, or a job layoff. Unfortunately, the current economy has not exactly made it easy to avoid accruing more debt than we were already carrying. If you are struggling to get out of debt, find financial freedom, and not be at [...]

02 Feb

How An Immediate Fixed Annuity Works

There are two primary types of annuity contracts on the market today, immediate and deferred. Although this insurance product can be simplified down into these two categories, there are near countless variations of the different policies. Before your purchase an annuity, fully understand the contract you are signing and make certain the product [...]

02 Feb

Bad Credit Mortgage Refinancing Advice

Many off us that are looking for a bad credit mortgage refinance like to feel that we have been hard done to and that someone has made a mistake when compiling our credit rating. The reality is that the vast majority of us have made mistakes in our past and deserve the score we have [...]

01 Feb

A Credit Repair Specialist To Straighten Everything Out

Have you been trying to get a loan so that you can purchase a new home or automobile? You have probably learned how important your credit is when you are trying to make a major purchase such as this, and may need a credit repair specialist to help you to get everything straightened out so [...]

26 Jan

Ask Yourself Basic Questions before Purchasing Private Dental Insurance

If you are searching for private dental insurance, there are some specific things you must consider.
As you search, you might find many choices, but also not understand what you should be looking for. What’s important when hunting for private dental insurance and what can you ignore? Let’s look at some things to consider.
1. First, ask [...]

26 Jan

Use Bankruptcy To Get Back On Your Feet

Coming to the realization that you have no money can be a frightening one. You feel lost and alone and you may think that there is no one out there who can help you deal with the situation. The fact is that there is a great deal of bankruptcy legal help available to people who [...]

13 Jan

What’s Better The John Cummuta Or The Dave Ramsey Debt Plan

Today there are a lot of ways to get out of debt. It seems as if there is someone claiming they got a system that will get you out of debt in no time flat. So in this article I’m going talk about two people who have been the leaders in helping others get out [...]

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